As a fiduciary we are required to act solely in the interests of our clients. In the investment industry it is the highest standard of care. We take this responsibility seriously and know that the trust of our clients is the cornerstone of our business.

Fee-only means that the only compensation that is earned comes from client fees. There are no commission-based products, there are no trailing commissions, and there are no referral fees. This limits any potential conflicts of interest and provides more transparency.

We are a “fee-only” advisor, which means we get paid a fixed percentage of the assets under management in your account. We do not sell products or engage in commission-based business. Clients may pay transaction fees which are charged by Interactive Brokers. Our very low portfolio turnover and limited transactions will mean that these fees will have little impact over the long term.

All client assets are held at Interactive Brokers – a large global brokerage firm. Your account is in your name, with your own login and access. We build the strategy and execute it for you. At no point do assets ever come under our custody.

Your investments are held with our third-party custodian, Interactive Brokers. Interactive Brokers is a large, well-established global broker with a strong capital position. We never have custody of your assets. As your fiduciary, we place trades in your account and bill you for our services. We never have the ability to transfer or withdraw your investments. You receive a statement of account directly from Interactive Brokers.

Forterra’s founder – Robert Gignac, invests in the same securities that our clients do.

You will receive monthly and quarterly statements from Interactive Brokers. You will receive a quarterly commentary about the markets and the strategy. Your portfolio review cycle will depend on your original agreement. You will have at least an annual portfolio review.